WHO WE ARE
Independent payment research and advisory for European fans-platform agencies.
Why this site exists
European fans-platform agencies operate in one of the most underserved financial segments on the continent. Most banks and EMIs either refuse adult-industry clients outright or offer no infrastructure for the one thing every agency actually needs — automated commission splits across dozens of models.
The result is an opaque market. Critical decisions — provider selection, compliance setup, multi-model treasury — get made on second-hand forum threads, sales-call promises, and rumours that age badly.
We started agency-payments.com in 2025 to change that. We publish methodology-first comparisons of every relevant provider in the European market, side-by-side regulatory analysis (DAC7, AMLA 2025, platform-VAT), and a live calculator that lets agency owners model their real cost across providers using verified public pricing — not marketing claims.
The team in Belgrade
We are a small team based in Belgrade, Serbia. Our backgrounds combine European payments and EMI licensing, AML and KYC compliance for high-risk merchants, and a decade of operational experience inside the creator economy.
Belgrade was a deliberate choice. The city sits one timezone from the largest European agency markets, has a deep talent pool in fintech and compliance, and lets us remain editorially independent — we are not affiliated with any payment provider, scheme, or platform. We hold no licences ourselves and do not act as an agent for any licensed entity.
What we publish (free)
Side-by-side provider comparisons
Tier 1 agency-grade infrastructure (auto-split, EU IBAN, SEPA) versus Tier 2 creator wallets — methodology-first.
Live commission calculator
Model your real monthly cost across Blackcat, MAKE and Yoursafe pricing tiers with one input.
Regulatory primers
DAC7 reporting thresholds, AMLA 2025, platform-VAT in DE/RO/ES/PL — written for operators, not lawyers.
Operational guides
Why fans-agency accounts get frozen, how to structure splits, EU IBAN access for adult-industry clients.
Advisory
For agencies that want hands-on help, we run a small paid advisory practice alongside the publication. We work with a limited number of clients per quarter to keep the published research provider-neutral.
Provider selection & onboarding
Structured shortlist based on your size, EU exposure and split needs. Application support and integration review.
Compliance audit
DAC7, AMLA 2025 and platform-VAT review. Gap report with a prioritised remediation plan.
Payment infrastructure setup
Split logic design, multi-model account architecture, treasury workflow and reconciliation.
Regulatory monitoring
Quarterly briefings on EU payment regulation that affects fans-platform agencies, written for your operations team.
Engagements are scoped per-agency. Pricing on request via the form below.
Editorial principles
- 1
No affiliate commissions. Our published comparisons earn nothing from provider sign-ups. Advisory engagements are paid by the agency, never by the provider.
- 2
Methodology first. Every quantitative claim references a public pricing page, regulator filing or first-party document. When a number is unpublished, we say so.
- 3
Plain financial vocabulary. We write banking, IBAN, crypto and adult-industry the way operators speak about them. Clarity matters more than discomfort.
Get in touch
- Office: Belgrade, Serbia
- Vračar district · By appointment only
- Response time: within two business days
